Until October 27, Hello bank! offers 80 euros for opening a Prime account. Better, the fees are also free for the first six months. We explain why this offer is one of the most interesting of the moment.
Hunting down unnecessary costs could be a very useful activity for the end of the year. While reviewing your subscriptions and limiting pleasure purchases are at the top of the list, there are other ways to optimize your budget. Opting for an online bank is one of them.
Hello bank! not only saves a lot of money, but also makes money fast. Until October 27, the online bank is offering a bonus of 80 euros to all its new Prime customers. In addition to this welcome gift, there is no monthly fee for the first six months.
Hello Prime: premium benefits at a low price
Hello Prime is the most complete offer currently offered by Hello bank!. Compared to the basic formula, it incorporates additional features that are interesting on a daily basis, especially for fans of travel and online shopping.
The first strong point of this offer is the bank card. This is an international Visa payment card with immediate or deferred debit, an option not offered with the basic account. It also allows you to make withdrawals and pay for purchases internationally in 200 countries at no cost.
Hello Prime bank card // Source: Hello bank!
A virtual card is also on the program. It is a dematerialized bank card intended to pay for online purchases when you do not wish to give your physical card number. It is available as soon as the account is opened, directly from the Hello bank! application. Enough to calmly settle your purchases when you are not sure of the reliability of a site.
The Prime formula also provides top-of-the-range insurance. Travel is done in the greatest serenity with the travel cancellation guarantee. Up to 5,000 euros can be reimbursed if you cannot leave or if you have to return due to force majeure. The costs incurred by the loss of luggage and the delay of the plane or the train are also supported and the rental vehicles insured. With this card, there is no need to subscribe to the optional insurance offered by the agencies.
All these advantages are available for only 5 euros per month with Hello Prime, knowing that for any opening of an account before October 27, these costs are exempt during the first six months.
For joint accounts, Hello bank! has planned the Hello Prime Duo offer, at 8 euros per month. It benefits from the same advantages as Hello Prime, but also offers a second bank card and a second virtual card. Each co-holder can then choose the debit method (immediate or deferred) that they prefer.
Essential practical features
Despite its high-end services, Hello Prime does not forget the essentials. Very advantageous, this offer is based on a base of complete services, with in particular:
an overdraft authorization for up to 15 consecutive days per month (subject to income conditions and source of agios); free instant SEPA transfers, whereas they are billed at 1 euro with a standard formula; priority access to Hello Team advisors by phone or secure messaging; the possibility of depositing checks and cash in the BNP Paribas branch of their choice, a flexibility that is the strength of Hello bank! pricing that will not change in 2023.
If Hello bank! brings the flexibility and low cost of an online bank, it also offers all the services of a traditional bank. We thus find the traditional Livret A, life insurance contract, habituation insurance and even a mortgage.
An application to keep your account at your fingertips
Freedom, flexibility and simplicity are all advantages offered by Hello bank!. No more agency appointments and long queues at the counter, everything happens from the mobile application available on iOS and Android.
L’application Hello bank! // source : Hello bank!
You can thus follow the status of the account and transfers, modify the credit card limits, activate the virtual card, or even oppose it. Hello bank! being compatible with the Apple Pay and Google Pay services, it is also possible to pay contactless directly with your smartphone. And while most banking apps experience a lag, Hello bank! displays all transactions, as well as the balance in real time.
Got a problem or question about accounts? It has never been so easy to exchange with advisors, available by phone, chat, Twitter or Facebook.
Online banking: the choice of serenity, the added price advantage
Extremely inexpensive, online banks have an unstoppable argument: they offer essential banking services (current account, transactions, bank card) with significantly reduced costs compared to traditional banks. Belonging to the BNP Paribas group, Hello bank! was voted best online bank by Frandroid. It does not lack arguments, whether in terms of cost or services and simplicity.
As soon as you open an account, the procedure is free and easy. In three simple and quick steps, the account is available. All you have to do is enter your name and email, sign the contract electronically and transfer your supporting documents from the Hello bank! website. Once the account is opened, the welcome bonus is automatically credited and an international Visa payment card is sent by mail. If its model depends on the chosen offer, in any case no additional costs are required. Online banking also does not charge any account maintenance fees and above all does not impose any commitment in terms of duration. At any time, you can decide to close your account, without any cancellation fees.
Until October 27 only, Hello bank! offers new Prime customers 80 euros and free monthly fees for the first six months.