Until November 16, Fortuneo rewards new customers with a record welcome bonus of 150 euros. Such a bonus is offered for opening a bank account with a Gold Mastercard. We explain how to get it.
Fortuneo has been qualified by no less than 4 reference media as the cheapest bank of 2022. Good news, until November 16 it is only offering a record welcome bonus of 150 euros for opening a bank account.
Such an amount is paid by Fortuneo to people opening a bank account for the first time with a Gold Mastercard (issued subject to income conditions). This bonus increases to 70 euros with a Fosfo Mastercard.
Fortuneo is not just about great welcome bonuses. Opting for an online bank brings many other advantages such as free account maintenance fees, complete management of your online accounts via the dedicated application and access to additional banking services. Finally, Fortuneo is similar to a traditional bank, but without the constraints of long queues at the counters.
Here’s how to take advantage of all the services offered by Fortuneo, but also and above all how to get your welcome bonus with the promo code FTNNOV.
Costs reduced to the bare minimum
The main advantage of online banks compared to traditional banks is their advantageous pricing. Fortuneo is no exception and helps you drastically reduce your expenses.
Whichever Fortuneo offer you subscribe to, all essential services are included in the package:
bank card, whether Fosfo or Gold Mastercard (subject to carrying out at least one payment transaction per month); payments by bank card in France and abroad; an ephemeral virtual card to pay for online purchases in complete security without communicating your bank card number; instant SEPA transfers.
As a bonus, account opening and maintenance fees are free.
Which offer to choose?
Fortuneo offers two options, a first standard with a Fosfo Mastercard bank card and a second more premium with a Gold Mastercard bank card.
If opting for a Gold Mastercard card requires justifying a minimum of 1800 euros net income per month, this card brings multiple advantages on a daily basis. The withdrawal and payment limits are higher than with the Fosfo Mastercard and above all, you have the choice between immediate or deferred debits.
Do you travel regularly? The Gold version offers additional guarantees and insurance to obtain compensation in the event of cancellation, theft, delay, or loss of luggage. The rented vehicles also benefit from damage insurance.
A practical mobile application to manage your accounts on a daily basis
The advantage of an online bank is that all operations can be done remotely. Thanks to the Fortuneo mobile application (available on Android and iOS), you can track your account balance and the amount of your expenses, as well as make transfers. As a bonus, Fosfo cardholders have access to a real-time view of all their transactions.
This application also allows you to act on your bank card and modify payment or withdrawal limits, deactivate contactless payment, temporarily lock your card or even oppose it in the event of theft or loss.
It also offers a precise vision of all the services subscribed, because Fortuneo is not limited only to current accounts. This organization also offers advanced services such as savings accounts, life insurance products, stock market investments and even personal or real estate loans.
Quick and easy account opening
As complete as it is, the Fortuneo offer can be fully subscribed online in a few minutes. To do this, all you have to do is:
Complete an online form asking you to provide your name, postal and email addresses, and telephone number; Electronically sign the request; Transmit the supporting documents directly from the Fortuneo site: proof of identity, tax notice, proof of address and income, RIB for the first payment on the new account.
Until November 16, regardless of the offer chosen, don’t forget to specify the code FTNNOV when subscribing to take advantage of the bonus of 150 euros with the Gold Mastercard and 70 euros with the Fosfo card.
Another key step is essential to receive your welcome gift. Once the bank account is active, it is imperative to make at least 5 payments with your bank card within 90 days of opening the account.
Consult the legal notices of the operation.