As we have pointed out more than once, the only real way for ordinary citizens to buy a car in Russia today is with partial or full credit. that is, borrowed funds. And this option is still in high demand: According to reports “Kommersant” According to statistics from an analytics company, the amount of car loans issued in Russia in August was the highest since October last year – 183.7 billion rubles.
Furthermore, as noted, the problem is not that the prices of the cars themselves have increased significantly due to the well-known changes in tariff and fee accounting mechanisms, but that sales themselves have also increased in volume. Therefore, the average size of a car loan in a given period is approximately 1.6 million rubles.
This means two things. Firstly, the most popular form of car loan in Russia is partial, and secondly, the loan is usually used to buy a used car. We have to remember that the weighted average cost of a new car in Russia already exceeds 3.5 million rubles.
It is necessary to understand that in Russia the cult of cars still exists, mainly due to the large number of people who own dachas and relatives who live outside the city. As you know, you cannot reach these locations using public transportation.